Dental Insurance – St. Catharines, ON

Learn Your Options for Maximizing Benefits

Having a dental insurance plan, whether from your employer or from the public marketplace, can make paying for dental treatments not only affordable, but predictable as well. It’s one of the best ways to ensure your youngest family members get the personalized care they need to maintain a healthy smile. Below, you can learn more about the ins and outs of dental insurance and how to save on long-term costs. If you have questions, please give us a call.


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We're a preferred provider
with your dental insurance!

This is a dental insurance company our dental office can submit dental claims to and would be happy to do that at each of your child's visits! Please fill out the form below to request an appointment to have a friendly member of our team get back to you with more information.

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We take your dental insurance!

While we are not a preferred provider with your insurance, there is a 90% chance your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.

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Understanding How Dental Insurance Works

Dental team member expaling dental insurance to children's dentistry patient and parent

The way dental insurance operates is relatively simple – by paying a monthly premium, you gain access to benefits provided by a specific insurer. However, did you know that using these benefits on a regular basis (rather than only when you need them) is the best way to save money on oral healthcare costs? This is one of the reasons why preventive services (i.e. exams and cleanings) often receive the best coverage overall. It’s also a great way to reduce the risk of your child experiencing a serious dental issue that requires emergency or restorative care to resolve.

What Does My Dental Insurance Cover?

Dentistry patient filling out dental insurance forms

Every dental plan is unique, which is why it’s important to read them in more detail when you have time. With that said, they tend to follow a pretty similar structure that looks like the following:

  • Preventive Care – This usually includes the essentials like exams and cleanings. You will often see insurers cover between 80 to 100% of the costs for these services.
  • Minor Restorative Care – Refers to dental fillings and other minor restorative treatments like root canal therapy in most cases. Generally, coverage falls between 70 and 80%.
  • Major Restorative Care – More complex restorative services like crowns and bridges fit into this category. May be covered up to 50%.

Need to Submit a Claim? Let Us Know.

Dental patient and parents helped by dentistry team member to file a dental insurance claim

As a non-assignment dental office, your dental insurance company will reimburse you rather than pay us directly for services performed. We collect fees up front but are happy to submit claims on your behalf. To ensure the most timely reimbursement possible, our team can assist in submitting your insurance claim. We can also submit predeterminations to your company if requested. Any treatment recommendations we provide are based purely on the needs of your child.